Personal Checking at Texas Heritage National Bank

At Texas Heritage National Bank, we don’t believe in one-size-fits-all banking.

Whether you’re just starting out, managing your day-to-day, or looking for an account that puts your balance to work, we offer checking options that match your life and service that still feels personal.


Traditions Checking

A classic account with tiered service charges and up to 50 free monthly transactions. Designed for light-to-moderate activity.

Traditions Checking


Liberty Checking

Straightforward and fee-free for most users. A simple checking solution with no transaction fees and eStatements included.

Liberty Checking


Texas Star Checking

A high-yield, rewards-style checking account that pays interest when you use it regularly. Ideal for active account holders.

Texas Star Checking


Heritage Checking

Earns interest and includes check images with statements. A reliable option for those who maintain a modest daily balance.

Heritage Checking


Premier Checking

Designed for high-balance customers looking for top-tier interest rates, unlimited transactions, and full-service banking.

Premier Checking


Frontier Checking

Feature-rich and flexible. Offers interest, ATM fee waivers, and multiple ways to avoid monthly fees.

Frontier Checking


Money Market Checking

Earns higher interest than traditional checking with some transaction limits. Great for savers who want checking access.

Money Market Checking



Personal Checking

Traditions Checking

A classic account with tiered service charges and up to 50 free monthly transactions. Designed for light-to-moderate activity.


Liberty Checking

Straightforward and fee-free for most users. A simple checking solution with no transaction fees and eStatements included.


Texas Star Checking

A high-yield, rewards-style checking account that pays interest when you use it regularly. Ideal for active account holders.


Heritage Checking

Earns interest and includes check images with statements. A reliable option for those who maintain a modest daily balance.


Premier Checking

Designed for high-balance customers looking for top-tier interest rates, unlimited transactions, and full-service banking.


Frontier Checking

Feature-rich and flexible. Offers interest, ATM fee waivers, and multiple ways to avoid monthly fees.


Money Market Checking

Earns higher interest than traditional checking with some transaction limits. Great for savers who want checking access.


Compare Account Types

Account Type

Minimum to open
$100.00
$100.00
$100.00
Interest Paid
None
None
If all requirements are met *
Learn More
Interest Rate
N/A
N/A
See Rate Tab for current rate
Interest Compounding Schedule
N/A
N/A
Tier 1 - 0.01 to 25000.00 Tier 2 - 25,000.01 and higher
Monthly Service Fee
* 10.00 if balance is < than 200.00 * 6.00 if balance is 200.00-399.99 *4.00 if balance is 400.00-599.99 *No Fee if balance is > 600.00
10.00 if minimum balance for statement cycle is less than 200.00
10.00 if the balance is below 500.00
Debit Transaction Fees
First 50 debit transactions per statement cycle are free. A fee of .10 will be charged for each transaction thereafter.
None
None
Transaction Limits
Unlimited
Unlimited
Unlimited
Type of Statement
Regular with images
Regular without images
Estatement with images
Other
One account per social security number.


Need Help Choosing an Account?


We’re happy to talk through your options and help you find the best fit for your life and goals.

Find a Branch Talk to a Banker