Important Security Reminder

Please do not share sensitive information by phone or text message. If you are ever unsure whether a communication is legitimate, contact Texas Heritage National Bank directly at (903) 645-2251. Remember: Texas Heritage National Bank will never ask for sensitive account or debit card information by phone or text message.

Personal Savings Accounts at Texas Heritage National Bank

Saving money should be simple.

With Texas Heritage National Bank, it is.

Whether you're saving for the future or helping a child learn the value of savings, our personal savings options offer competitive interest rates, flexibility, and personalized service every step of the way.

Open an Account  ↗  Find a Branch 


Traditional Savings

A dependable, interest-bearing account designed for everyday savers.

Good Fit For You If You:

  • Want to grow your savings with interest
  • Prefer a straightforward account with no surprises
  • Maintain a balance of $100 or more


Lil’ Buckaroo Savings

A youth savings account made for children under 18 to learn financial habits that last a lifetime.

Good Fit For You If You:

  • Are opening your child’s first savings account
  • Value local service and long-term growth


Compare Our Savings Accounts


Feature

Traditional Savings

Lil' Buckaroo Savings

Minimum to Open

$100

$25

Minimum to Earn Interest

$100

$100

Monthly Fee

$2.00 if balance falls below $100 any day of the month

None

Interest Earned

Balances over $100

Balances over $100

Withdrawal Fee

1 free withdrawal per month. $1.00 per additional.

1 free withdrawal per month. $2.00 per additional.

Transaction Limits

6 per billing cycle

6 per billing cycle

Statement

Regular

Regular

Interest Rates

See Rates

See Rates