Commercial Loans

Solutions tailored to your operation, not just your balance sheet.

You’ve got plans and a payroll. At Texas Heritage National Bank, we help local businesses secure the financing they need to expand, invest, and stay ahead of their competition.

Whether you’re growing your operation or navigating a challenge, we offer commercial lending that’s built around real conversations and practical solutions.

Find a Branch Speak with a Loan Officer

What Can a Commercial Loan Help With?

• Real estate acquisition – office space, storefronts, warehouses, or land
• Equipment and vehicles – from machinery to fleets
• Working capital – cover day-to-day needs or seasonal fluctuations
• Lines of credit – access capital when opportunity knocks
• Facility improvements – renovations, expansions, and capital upgrades
• Startup funding – for established entrepreneurs launching a new venture

What Makes Texas Heritage National Bank a Better Business Partner?

Built on Relationships

We take time to understand your business, not just your balance sheet.

Tailored Lending

No cookie-cutter loans. We tailor every deal to your goals and growth plans.

Quick, Local Decisions

No waiting on a far-off office. Your lender is right here, ready to act.

Find a Branch Speak with a Loan Officer

What to Expect When You Apply

We keep the process simple, personal, and aligned with your timeline.

Schedule a Meeting

Visit or call your local branch to speak with a commercial lender.

Discuss Your Goals

Share your plans, needs, and growth outlook.

Get a Tailored Offer

We’ll propose a solution that matches your vision and cash flow.

Close and Grow

Once approved, we’ll walk you through closing and support your next steps.