Important Security Reminder

Please do not share sensitive information by phone or text message. If you are ever unsure whether a communication is legitimate, contact Texas Heritage National Bank directly at (903) 645-2251. Remember: Texas Heritage National Bank will never ask for sensitive account or debit card information by phone or text message.

About Texas Heritage National Bank

Personal Banking, Backed by Generations of Trust

At Texas Heritage National Bank, we believe great banking starts with a conversation. Since 1889, we’ve been building a bank one relationship at a time.

When you walk through our doors, you’re more than a customer. You’re a neighbor. A business owner. A family we’ve known for years.

That’s why we take the time to listen, understand, and find solutions that work for you.

Whether you’re buying your first home, expanding your business, or looking for a better banking experience, we’re here to help you move forward with confidence.


What sets Texas Heritage National Bank apart

Genuine Local Care

Our bankers live here, too, so you’ll always get advice rooted in local insight.

Decisions Made Quickly

No national call centers. Get fast, in-branch approvals so you can move forward sooner.

Personalized Solutions

We tailor every product to your needs, not to a one-size-fits-all policy.


What we stand for

  • Local decisions made by local people
  • Service that’s responsive, not robotic
  • Banking that puts relationships ahead of procedures

Because when you trust your bank, everything gets a little easier.