Frontier Checking Account

A Flexible, interest-bearing account with convenience and perks.

Frontier Checking is a flexible, interest-bearing account designed for customers who want rewards, convenience, and a few extra perks while keeping their money accessible.

Built to reward loyal customers, Frontier Checking offers interest and everyday perks without compromising the personalized service you count on.

Open an Account  ↗  Find a Branch 

Is Frontier Checking Right for You?

This account may be a good match if you:

• Maintain a higher balance or have linked accounts/investments
• Receive regular direct deposits
• Want added benefits like waived ATM fees and discounted services
• Prefer digital banking, mobile access, and predictable costs

Account Features

• Earns interest on collected balances
• Unlimited debit transactions and check writing
• Free mobile and online banking with eStatements
• 4 free non-THNB ATM transactions per statement cycle
• No fees for money orders or cashier’s checks
• Discounts on safe deposit boxes

Interest Details

Interest accrues daily on collected balances.

Interest is compounded and paid monthly.

See Current Rates

Account Requirements

Minimum to open: $25

Monthly Service Charge

$15 monthly service charge

Waived if any of the following are met:

• Maintain an average beginning daily balance of $15,000 (in this account or linked qualifying deposits/investments)
• Receive $1,500 or more in electronic payroll or government direct deposits
• Age 55 or older (Senior Waiver)

Debit Transactions

Unlimited debit card transactions.

Transaction Limits

None.

A Relationship Account with Real Benefits

Frontier Checking combines interest, flexibility, and added perks, making it a smart choice for customers who want more from their everyday banking.

Open an Account  ↗  Find a Branch