Texas Star Checking Account

Built to reward good banking habits.

Texas Star Checking is built to reward good banking habits with interest and no transaction fees when you meet a few simple qualifications.

With the right balance and activity, your everyday banking can do more for you.

It’s a smart choice for customers who want to earn interest without giving up flexibility.

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Is Texas Star Checking Right for You?

This account may be a good match if you:

  • Prefer digital banking and eStatements
  • Want a checking account that earns interest
  • Keep a moderate balance and make regular purchases with your debit card


Account Features

  • No transaction fees
  • Free online banking and mobile app
  • Free eStatements
  • Debit card included
  • FDIC insured


Interest Details

Interest begins accruing on balances of $0.01 or more. Tiered interest rates apply for balances up to and over $25,000. Interest is compounded and paid monthly.

To earn interest, you must meet the following requirements:

  • Receive $1,000 or more in direct deposits per statement cycle
  • Make no more than 15 debit card purchases per statement cycle
  • Be enrolled in both online banking and eStatements

See Current Rates


Account Requirements

Minimum to open: $100


Monthly Service Charge

$10 monthly service charge

Waived if:

  • You maintain a daily balance of $500 or more
  • Make no more than 15 debit card transactions per statement cycle
  • Receive $1,000+ in direct deposits
  • Are enrolled in online banking and eStatements


Debit Transactions

Maximum 15 debit card transactions to accrue interest


Transaction Limits

None.



A Smarter Way to Bank Daily

Texas Star Checking rewards steady, responsible banking, so your account can do more while you go about your day.

Open an Account  ↗  Find a Branch