Heritage Checking Account

Heritage Checking is a dependable interest-bearing account that keeps everyday banking simple.

With a modest balance, you can earn interest without jumping through hoops—all while enjoying the personal service and digital access you need from your bank.

It’s a reliable option for customers who want to grow their money steadily while keeping it accessible.

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Is Heritage Checking Right for You?

This account may be a good match if you:

• Want a straightforward checking account that earns interest
• Prefer paper statements with check images
• Maintain a consistent daily balance and value personal service

Account Features

• Earn interest on your balance
• Online and mobile banking with debit card access
• Paper statements with check images included
• FDIC insured

Interest Details

• Interest begins accruing on balances of $1000 or more
• Interest is compounded and paid monthly
• No transaction or activity requirements to earn interest

See Current Rates

Account Requirements

Minimum to open: $1000

Monthly Service Charge

• $7.50 monthly service charge
• Waived with a daily balance of $1,000 or more

Debit Transactions

• 50 free debit card purchases per statement cycle
• $0.10 per debit purchase after 50 per cycle

Transaction Limits

None.

Designed to Keep Growing with You

Heritage Checking gives you the benefit of interest without extra conditions. It’s steady, simple, and built for everyday life.

Open an Account  ↗  Find a Branch