Personal Savings Accounts at Texas Heritage National Bank

Saving money should be simple.

With Texas Heritage National Bank, it is.

Whether you're saving for the future or helping a child learn the value of savings, our personal savings options offer competitive interest rates, flexibility, and personalized service every step of the way.

Open an Account  ↗  Find a Branch 


Traditional Savings

A dependable, interest-bearing account designed for everyday savers.

Good Fit For You If You:

  • Want to grow your savings with interest
  • Prefer a straightforward account with no surprises
  • Maintain a balance of $100 or more


Lil’ Buckaroo Savings

A youth savings account made for children under 18 to learn financial habits that last a lifetime.

Good Fit For You If You:

  • Are opening your child’s first savings account
  • Value local service and long-term growth


Compare Our Savings Accounts


Feature

Traditional Savings

Lil' Buckaroo Savings

Minimum to Open

$100

$25

Minimum to Earn Interest

$100

$100

Monthly Fee

$2.00 if balance falls below $100 any day of the month

None

Interest Earned

Balances over $100

Balances over $100

Withdrawal Fee

1 free withdrawal per month. $1.00 per additional.

1 free withdrawal per month. $2.00 per additional.

Transaction Limits

6 per billing cycle

6 per billing cycle

Statement

Regular

Regular

Interest Rates

See Rates

See Rates