TREASURY MANAGEMENT Keeping your cash in line!

Simplify Payments with ACH Services

Automated Clearing House (ACH) Services make it easy to send and receive payments electronically-quickly, securely, and cost-effectively. Whether you’re paying vendors, employees, or collecting from customers, our ACH solutions help your business save time and money.

• Direct Deposit-Simplify payroll and expense reimbursements.
• Direct Payments-Collect recurring payments from customers automatically.
• Same-Day ACH-Accelerate time-sensitive payments with same-day processing.

Remote Deposit Capture

Deposit checks without leaving your office.

Simple. Secure. On Your Schedule.

With Remote Deposit Capture (RDC) you can deposit checks anytime, right from your desk. No more trips to the branch-just scan, submit and get funds moving faster.

Online Wire Origination

Move funds with Confidence.

With Online Wire Transfers, your business can send domestic and international payments quickly, securely and on your schedule – all through our easy-to-use online banking platform.

• Pay vendors and suppliers instantly
• Fund payroll or operating accounts
• Set up dual approvals and user permissions for added control

Fraud Protection Tools

Protect Your Business. Protect Your Cash.

Keep your accounts secure with advanced fraud prevention solutions.

• Check Positive Pay- Detect unauthorized or altered checks before payment.
• ACH Positive Pay- Review incoming ACH debits and approve or reject with ease.
• Dual Control and Alerts-Manage access and receive instant transaction notifications.

ZBA & Sweep Services

Maximize Liquidity. Minimize Effort.

Put your idle cash to work with Zero Balance Accounts (ZBA) and Sweep Services

• Maintain operating accounts at $0 while funding automatically from master accounts.
• Sweep excess funds to earn interest or pay down lines of credit. 

Business Credit Cards

Flexible Spending. Total Control.

Empower your team and streamline expenses with Business Credit Cards.

Ideal for: 

• Everyday business expenses
• Travel and entertainment
• Vendor and supply purchases

Merchant Services

Faster Payments. Easier Checkout. More Control

With Merchant Services, your business can accept payments anytime, anywhere – securely and seamlessly. Whether in person, online or on the go, we make it simple to get paid and keep cash flowing. 

• In-store POS systems and terminals
• Mobile payment options
• E-commerce and online checkout integrations
• Virtual terminals for remote or phone transactions

Cut-off Times

ACH – Next Day or Same-Day: 3pm CST

Online Wires – Domestic: 5pm CST

Online Wires- International: 3pm CST

Remote Deposit Capture: 4pm CST

Mobile Deposit: 2:30pm CST

Check and ACH Positive Pay: 11am CST

Partnerships with AutoBooks and Paige

Let’s get started.

Contact your Treasury Management Officer to learn more.