Below you’ll find current rates for our most popular deposit accounts, including savings, checking, CDs, and IRAs. Rates are subject to change at any time.
Account Type | APR | APY |
|---|---|---|
Heritage Checking | 0.50% | 0.50% |
Money Market Account | 1.00% | 1.00% |
Traditional Savings | 0.75% | 0.75% |
Lil' Buckaroo | 1.25% | 1.26% |
Premier Checking: Tier 1 $10,000 - $24,999 | 0.50% | 0.50% |
Premier Checking: Tier 2 $25,000 - $49,000 | 0.75% | 0.75% |
Premier Checking: Tier 3 $50,000 and over | 1.00% | 1.00% |
Texas Star Checking: $100.00 - $25,000.00 | 1.95% | 1.97% |
Texas Star Checking: $25,000.01 and over | 1.35% | 1.36% |
Bronze Business Checking: Tier 1 $1,000 to $9,999.99 | 0.50% | 0.50% |
Bronze Business Checking: Tier 2 $10,000 to $24,999.99 | 0.75% | 0.75% |
Bronze Business Checking: Tier 3 $25,000 to $49,999.99 | 1.00% | 1.00% |
Bronze Business Checking: Tier 4 $50,000 and higher | 1.50% | 1.51% |
Business Money Market | 1.00% | 1.00% |
Business Savings | 0.75% | 0.75% |
Frontier Checking | 0.50% | 0.50% |
Term Length | Minimum to Open | APR | APY |
|---|---|---|---|
30 Days | $1,000 | 2.67% | 2.70% |
90 Days | $1,000 | 3.20% | 3.25% |
180 Days | $1,000 | 3.74% | 3.80% |
12 Months | $1,000 | 3.74% | 3.80% |
18 Months | $1,000 | 3.54% | 3.60% |
24 Months | $1,000 | 3.30% | 3.35% |
30 Months | $1,000 | 2.96% | 3.00% |
36 Months | $1,000 | 2.96% | 3.00% |
48 Months | $1,000 | 2.67% | 2.70% |
27 Month Bump Rate ($10,000 Minimum) | $10,000 | 3.00% | 3.04% |
60 Month Bump Rate ($10,000 Minimum) | $10,000 | 2.50% | 2.53% |
Term Length | APR | APY |
|---|---|---|
12 Months | 3.74% | 3.80% |
18 Months | 3.54% | 3.60% |
30 Months | 2.96% | 3.00% |