Real Estate Loans & Mortgages

Built around you. Backed by experience.

When you're making a big move, you want a lending partner who knows your name, understands the market, and is invested in your success.

At Texas Heritage National Bank, our real estate loans are built on personal service and terms designed to put people first.

Whether you're buying a home, building on family land, or financing rural property, we're here to help you take the next step with confidence.

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What Can a Real Estate Loan Help With?

• Home purchases – First homes, forever homes, and everything in between
• Refinancing – Lower your interest rate or restructure your loan
• Construction loans – Build new or renovate with a tailored loan
• Home equity loans – Tap into your home’s value for life expenses
• Farm and ranch land – Buy acreage for family use or agricultural development
• Recreational property – Finance hunting, fishing, or weekend getaways
• Agricultural real estate – Expand your operation or relocate with room to grow

What Makes Texas Heritage National Bank  Different?

Local Decisions

You won’t wait weeks for approvals. We make decisions at the branch level, fast.

Custom Fit

Every loan is structured around your goals, not a national bank's policy checklist.

People Who Care

Our lenders take time to walk you through every detail. Real conversations. Real guidance.

Talk to a Loan Officer Find a Branch

What to Expect When You Apply

Because every real estate transaction is unique, we do things the right way: in person.

Talk with a Loan Officer

Call or visit your local branch to start the conversation.

Explore Your Options

We’ll guide you through available loan types and rates.

Submit Documents

We’ll help you gather what you need for underwriting.

Local Approval

After approval, we’ll guide you through the next steps.