Agricultural Loans

At Texas Heritage National Bank, we’ve supported local farmers and ranchers for over a century.

We know that agriculture is more than an industry. It’s a way of life we’ve proudly supported for generations.

That’s why we offer loan solutions designed for producers, families, and agribusinesses who need a bank that speaks their language.

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What Can an Ag Loan Help With?

Whether you’re running cattle, raising crops, or investing in your operation, we can help you finance:

• Livestock purchases – cattle, sheep, goats, or specialty herds
• Equipment and machinery – tractors, trailers, sprayers, and more
• Crop production – input costs, seasonal expenses, and operating capital
• Facility construction – barns, fencing, irrigation, and other infrastructure
• Land acquisition – expand or establish your operation
• Specialty operations – poultry, beekeeping, niche ag ventures
• Agribusiness support – working capital for ag-related companies

Why Farmers and Ranchers Choose Texas Heritage National Bank

Experience in the Field

Our lenders understand ag lending because they live and work here, too.

Flexible Solutions

We structure financing around your crop cycles, herd turnover, and cash flow.

Responsive Support

When weather disrupts plans, markets shift, or equipment fails, we’re just a phone call away.

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What to Expect When You Apply

Agriculture isn’t one-size-fits-all. Neither is our process.

Start the Conversation

Meet with a loan officer at your branch or on-site at your operation to discuss your goals.

Evaluate Your Needs

We’ll work to understand your operation and help identify the options that make the most sense.

Tailor the Approach

We’ll work with you to shape loan terms that reflect your operation’s rhythm and financial goals.

Local Decisions

With local lenders and in-house approvals, you won’t be left waiting for decisions that matter