Each account come with local support and no-nonsense service.
Bronze Business Checking is designed to meet the varied needs of our business clients. With tiered options based on your balance and transaction activity, it’s built to support businesses at every stage.
Good for businesses that:
Silver Business Checking is built for growing businesses that need flexibility, higher transaction capacity, and predictable monthly banking. It’s a straightforward, non-interest account designed to support higher activity without added complexity.
Good for businesses that:
Gold Commercial Checking is designed for established businesses with higher balances, complex cash flow, and treasury management needs. This account provides advanced tools, earnings credit, and account analysis to help optimize liquidity and control costs.
Good for businesses that:
Earn interest while keeping funds accessible. Our Business Money Market account provides your business with a secure place to grow its reserves without compromising liquidity.
Good for businesses that:
| Texas Heritage National Bank | |||
|---|---|---|---|
Account | Bronze Business Checking | Silver Business Checking | Gold Commercial Checking |
Target Customer | Any business wanting to earn interest with a low transaction volume | Small to Large Businesses | Large Commercial Customer |
Minimum to Open | $100.00 | $500.00 | $1,000.00 |
Interest Bearing | Yes; Tiered | None | None |
Interest Tiers | Tier 1: $1,000.00 – $9,999.99 | – | – |
Minimum Balance to Earn Interest | $1,000.00 | – | – |
Monthly Service Charge | $10 if balance falls below $1,000 any day during the statement cycle | $15 if balance falls below $2,500 any day during the statement cycle | Subject to AA |
Overdraft | $34 per item; no limit | $34 per item; no limit | $34 per item; no limit |
Debit Restrictions | First 150 debit transactions per statement cycle are Free; $0.25 for each transaction thereafter | First 200 debit transactions per statement cycle are Free; $0.25 each transaction thereafter | Subject to AA |
Statements | Images returned with monthly statements | Images returned with monthly statements | Images returned with monthly statements |
Sweeps | Not Available | Not Available | Available |
Business Debit Card | Yes | Yes | Yes |
Features | E-statements, Online Banking, Merchant Card Services, Autobooks, Positive Pay | E-statements, Online Banking, Merchant Card Services, Autobooks, Positive Pay | E-statements, Online Banking, Merchant Card Services, Autobooks, Positive Pay |
Treasury Management | No | 1 TM Services Included; Other TM Services available at additional charge* | Full suite: Cash Management, ACH, Wires, Remote Deposit Capture |
Earnings Credit to Offset Fees | N/A | N/A | Included |