Business Checking Accounts

Whether you’re managing day-to-day expenses or optimizing how your business puts its cash to work, Texas Heritage National Bank offers two dependable checking options tailored to your needs.

Both accounts come with local support and no-nonsense service.

Open a Business Account ↗  Find a Branch


Business Rewards Checking

Business Rewards Checking is designed to meet the varied needs of our business clients. With tiered options based on your balance and transaction activity, it’s built to support businesses at every stage.

Good for businesses that:

  • Need a reliable account for daily operations
  • Want a checking solution that scales with their growth
  • Prefer an account that rewards higher activity and balances

Open a Business Account ↗ 


Business Money Market Checking

Earn interest while keeping funds accessible. Our Business Money Market account provides your business with a secure place to grow its reserves without compromising liquidity.

Good for businesses that:

  • Maintain higher balances
  • Want to earn interest without long-term commitments
  • Make occasional, not daily, withdrawals

Open a Business Account ↗ 


Business Checking Account Comparison

Feature

Business Rewards Checking

Business Money Market

Minimum to Open

$100

$1,000

Interest Earned

Tiered interest rates

Yes, balances over $1,000

Monthly Fee

$10 if balance below $2,500

$10. Waived if balance over $2500.

Debit Transactions

First 150 debit transactions free per statement. 6 each afterwards. No other limits.

Unlimited

Lobby Transactions

Unlimited

Unlimited

Statements

Regular

Regular

Interest Rates

See Rates

See Rates



Business Rewards Checking Tiers

Tier

APR

APY

Tier 1 - $1000-9999.99

.50%

.50%

Tier 2 - $10000-24999.99

.75%

.75%

Tier 3 - $25000-49999.99

1.00%

1.00%

Tier 4 - $50000+

1.50%

1.50%