Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Texas Star CheckingLiberty CheckingTraditions CheckingBusiness Rewards CheckingHeritage CheckingMoney MarketPremier Checking


Minimum to open

Texas Star Checking


$100.00

Liberty Checking


$100.00

Traditions Checking


$100.00

Business Rewards Checking


$100.00

Heritage Checking


$1,000.00

Money Market


$2,500.00

Premier Checking


$10,000.00


Interest Paid

Texas Star Checking


If all requirements are met *

Liberty Checking


None

Traditions Checking


None

Business Rewards Checking


You must maintain a minimum balance of 1,000.00 in the account each day to obtain the disclosed annual percentage yield

Heritage Checking


You must maintain a minimum balance of 1000.00 in the account each day to obtain the disclosed annual percentage yield

Money Market


You must maintain a minimum balance of 2500.00 in the account each day to obtain the disclosed annual percentage yield

Premier Checking


You must maintain a minimum balance of 10,000.00 in the account each day to obtain the disclosed annual percentage yield


Interest Rate

Texas Star Checking


See Rate Tab for current rate

Liberty Checking


N/A

Traditions Checking


N/A

Business Rewards Checking


See Rate Tab for current rate

Heritage Checking


See Rate Tab for current rate

Money Market


See Rate Tab for current rate

Premier Checking


See Rate Tab for current rate


Interest Compounding Schedule

Texas Star Checking


Tier 1 - 0.01 to 25000.00

Tier 2 - 25,000.01 and higher

Liberty Checking


N/A

Traditions Checking


N/A

Business Rewards Checking


Tier 1 - 1,000.00 to 9,999.99

Tier 2 - 10,000.00 to 24,999.99

Tier 3 - 25,000.00 to 49,999.99

Tier 4 - 50,000.00 and higher

Heritage Checking


Monthly

Money Market


Monthly

Premier Checking


See Other Requirements


Monthly Service Fee

Texas Star Checking


10.00 if the balance is below 500.00

Liberty Checking


10.00 if minimum balance for statement cycle is less than 200.00

Traditions Checking


* 10.00 if balance is < than 200.00

* 6.00 if balance is 200.00-399.99

*4.00 if balance is 400.00-599.99

*No Fee if balance is > 600.00

Business Rewards Checking


10.00 if minimum balance for statement cycle is less than 1,000.00

Heritage Checking


7.50 if minimum balance for statement cycle is less than 1000.00

Money Market


5.00 if minimum balance for statement cycle is less than 2500.00

Premier Checking


10.00 if minimum balance for statement cycle is less than 10,000.00


-

Texas Star Checking


None

Liberty Checking


None

Traditions Checking


First 50 debit transactions per statement cycle are free. A fee of .10 will be charged for each transaction thereafter.

Business Rewards Checking


First 150 debit transactions per statement cycle are free. A fee of .25 will be charged for each transaction thereafter.

Heritage Checking


First 50 debit transactions are free per statement cycle. A fee of .10 will be charged for each transaction thereafter.

Money Market


-

Premier Checking


None


Transaction Limits

Texas Star Checking


Unlimited

Liberty Checking


Unlimited

Traditions Checking


Unlimited

Business Rewards Checking


Unlimited

Heritage Checking


Unlimited

Money Market


Unlimited lobby transactions

Premier Checking


Unlimited


Type of Statement

Texas Star Checking


Estatement with images

Liberty Checking


Regular without images

Traditions Checking


Regular with images

Business Rewards Checking


Regular with images

Heritage Checking


Regular with images

Money Market


Regular with images

Premier Checking


Regular with images


-

Texas Star Checking


* 15 debit card transactions per statement cycle, Direct Deposit over 1,000.00, Must enroll in Online Banking, Must have an email address on file

Liberty Checking



Traditions Checking



Business Rewards Checking



Heritage Checking



Money Market


-

Premier Checking


Tier 1-10,000-24,999.99

Tier 2-25,000-49,999.99

Tier 3-50,000 to higher


Other Restriction or Benefits

Texas Star Checking


One account per social security number.

Liberty Checking



Traditions Checking



Business Rewards Checking


Benefits: Enrollment in online banking. E-statements in lieu of mailed statements.

Heritage Checking



Money Market



Premier Checking